TestHow are your money-management skills?
Test your money-management skills
Here’s a simple test which will show you your money-management skill level. To get the correct assessment, answer truthfully, since the test results are for your eyes only, and there’s no need to share them with anyone, unless you really want to.
Pick the answer that most closely corresponds to your current circumstances:
15 – 20 points
You have well-developed money-management skills.
10 – 15 points
You’re aware there’s room for improvement and you’re trying to hone your money-management skills.
0 – 10 points
You’ll have to work hard in order to hone and improve your money-management skills.
If you have 15 points or less, or rather, if you fall in the latter two categories, this guide is just the thing for you, because it’ll show you how to create your plan to manage your money in the best and most effective way in seven easy steps. Those steps are:
1. Set your goals
2. Define your income and expenses
3. Separate your wants from your needs
4. Determine your monthly budget
5. Realize your plan
6. Manage additional seasonal expenses
7. Adapt and constantly perfect
Finally, we have the additional "plus 1" step, which we designed as the most concrete way of helping you accumulate small but significant savings that will help you sleep better at night.